Professional auto title lenders in Miami, Florida.



We know you’re looking for title loans Miami and definitely don’t want to get stuck driving outside the city to get your loan, and later pick up your car title. That's why we set up shop in a convenient location that's easy to access, whether you drive over here on surface streets or on the freeway.

There’s plenty of parking right by our office, and when you walk in the front door, one of our friendly loan representatives will say hello. Your representative can explain the entire title loan process to you, clear up anything you don’t understand, and provide you with the necessary paperwork for your loan.

Next, someone from our office will go outside with you to perform that car inspection, which usually doesn’t take long. Once you give us your car title, we’ll be able to issue your loan and get you out the door with the cash you need. How long will it all take? It depends on how busy we are, but often customers are in and out in less than an hour.


Are you experiencing an unexpected financial hardship and you need cash in your pocket immediately?
- We can issue you a title loan to help you pay off any pressing needs. -


We have a quick, efficient online application process. You can fill out and submit your application right here on our site.


After you’ve submitted the form, we can figure out an estimate for your title loan.

Start by going over to the form and providing some important information about your car, including:

Vehicle Information

The year, make, model, body style, and current estimate of your vehicle

Contact Information

Your full name, contact number, and ZIPcode

As far as what documentation you need when applying for Miami car title loans, you actually don’t need anything you wouldn’t already bring along when you drive your car. When you visit the Miami title loan office, you’ll need to present your government-issued ID to confirm that you’re at least 18 years of age (otherwise you wouldn’t be able to apply for the loan). Now, since the loan is reliant on your car’s value, we will have to perform an in-person vehicle inspection to make sure that there’s nothing wrong with it. Before we can issue you the loan, we’ll also need to take your car title and hang on to it until you’ve finished paying off the balance.


Want to know all there is to know about Maynard Car Title Loans before you apply?
Or are you just looking for information on any specific regulations the state of Florida has regarding title loans?

- We have all the information you need below. -

With a title loan, you’re handing over your car title and using your car as collateral on the loan. Loans with collateral are called secured loans, because the lender has something to repossess if the borrower defaults. These loans typically have lower interest rates than unsecured loans, such as payday loans.

Title loan interest rates are also one area where being in Florida is beneficial to borrowers. The state limits the interest rate on all title loans, with the maximum APR going down as the amount of the loan goes up. If you get a loan for $2,000 or less, the maximum APR will be 30 percent. When the loan is from $2,000 to $3,000, that maximum APR decreases to 24 percent. For loans that are over $3,000, the maximum APR is 18 percent.

Florida sets the term limit for title loans at 30 days, which is a standard length of time as these are short-term loans. The borrower and lender are able to extend the loan for additional 30-day terms, provided they both agree to it and put it in writing. For these additional terms, the interest rate must stay the same, which is also good for borrowers.

As far as the amount of money you can obtain, that all comes down to how much your car is worth. Based on your car’s current market value, we’ll determine the maximum amount we can issue you in a title loan. If you have bad credit, the great thing about title loans Miami is that there’s no credit check, so we won’t deny your application because of any credit issues. Where else could you go and get a same-day loan for thousands of dollars with a bad credit score? And you'll be keeping your car the entire time, so there's no negative impact on your quality of life.

Since you’re putting your car up as collateral, repossession is a possibility if you default on your loan. After missing a payment, the lender must give you at least 30 days before repossessing your car, and they have to send you a notification of their intent to repossess the car. You’ll get the chance to surrender your car to them and to remove any personal belongings from it. You can still make a payment during this time. Even after the lender repossesses your car, you can still get it back by paying whatever you owe, along with any repossession costs. Should the lender end up putting your car up for auction, you can even bid on it and buy it back for yourself.

Repossession is a rare occurrence for both title loans Miami and title loans all over the United States. The truth is that no lender wants to repossess a borrower’s car. It’s a lengthy, expensive process, and it’s much easier when borrowers just repay their loan balances. That means if you are having any trouble with your payments, it’s smart to contact us so we can figure out a solution.


Need cash in your pocket immediately?

we can help you find a title loan regardless of your financial situation.