Title Loans In Pembroke Pines, FL

What do you do if you're in a financial jam and need cash fast. The question then becomes, what are title loans? Did you know that auto title loans are used for more than just emergency payments? Usually people do apply for title loan to pay off unexpected bills, but you can use them to buy gifts for yourself or others, and if you're a gaming enthusiast you may want to use title loan money to invest in a new console. Maybe you're all about the hardware and being able to go back and play a few retro games while you're at it, in which case maybe you're interested in buying a gaming PC. Or if you're looking for the highest immersive experience while playing, a PlayStation 4 might be your thing. Usually the financing title loans provide can cover the cost of even knew gaming systems.

The Concept Of Pembroke Pines Title Loans

Some of the best reasons for using our auto title loans in Pembroke Pines FL are that there are no credit checks needed, the paperwork is short and you can get your funds very quickly. You might be wondering how all this is possible since most banks and even other independent lenders don't have those benefits. It's because auto title loans don't have the same risk involved that bank loans do.

1. Secured loans for auto title loans

It's important to know that our auto title loans in Pembroke Pines FL are secured loans which mean they require collateral to be held in order to get your funds. This is basically how pawn shop loans operate, but with auto title loans you don't have to give up your vehicle. The collateral is your title which is held until the loan is repaid.

2. Calculating auto title loans

How much do you get with auto title loans? Generally it's about 25% or so of what your vehicle could currently sell for. If it's a very new vehicle in near perfect condition, you might get as high as 50% of its value, but that doesn't happen too often. On average, title loans will usually be between about $500 to about $3,000. Your monthly income also factors into how much you'll receive.

3. Repaying auto title loans

You have 30 days to repay auto title loans in Pembroke Pines FL. More time can sometimes be given if you've made minimum payments or made arrangements with our agency. It's good to have a budget plan when you use auto title loans because they're only meant for the short-term, and you'll need to read the fine print that comes in your repayment agreement.

Getting Your Title For Title Loans Pembroke Pines

In order to use your vehicle title to get a loan, you need to make sure it's presently clear. That means you should not have liens listed on it, or owe any payments to a dealership, mechanic's shop or the IRS. It also means once you've paid off your liens, you'll need to head to the DMV to get a new title that shows you as the sole owner. Then our loan specialists will give you the best lender to go to with the best rate and the best loan amount.

Final Application Steps For Our Title Loans

To complete a title loan application, you should first fill out our online title loan estimate form along with your contact details so you can get an idea for how much you'll receive, and we'll call you with a few other questions and to setup an appointment time at our auto title loans Miami Pembroke Pines store. Doing this first will save more time when you come visit us. You'll need to bring your vehicle to the store so we can inspect it and go over your loan details, but you'll also need to have these documents with you:

Photo ID that shows you're 18 or older and live in Florida, and it must be government-issued (driver's license, military card, passport, etc.)
A document showing your monthly income amounts (paycheck stub, W2 or 1099 form, bank statement, etc.)
Your vehicle title

Your vehicle will be inspected just to be sure it's in good enough condition for the loan amount. It won't usually take long to fill in the final documents, and then you can expect our approval decision to be made instantly and your funds released not long after.